Campus entrance with arches on sunny day

税收美元大街福利

Tax$ave is a benefit program that allows eligible employees of the State of New Jersey to set aside before-tax dollars to pay for certain eligible expenses.

灵活支出账户

税收计划概述

Eligible employees are able to set aside before-tax dollars to pay for certain medical, 牙科, 受抚养人的护理费用.

医疗弹性支出
每年最多2500美元

依赖弹性支出
最多每年5000美元

You must re-enroll in a Flexible Spending Account (FSA) each plan year to participate, 计划不会自动更新.

税收计划资格

Tax$ave is only available to eligible State 员工s. An eligible employee is any full-time employee of the State or a State college or university who is eligible to participate in the State Health 好处 Program.

Flexible Spending Account Reference Guide

税收基本指南

如何登记参加税务计划

New employees may enroll during their initial enrollment period when hired. All other eligible employees must enroll during Open Enrollment.

员工s may enroll directly with Horizon in one of these ways:

At the beginning of the plan year, you elect a dollar amount to contribute to your account. This election can only be changed if you experience a life change that qualifies as an Election Change Event.

After experiencing an Election Change Event, you have 30 days from the date of the event to contact your employer and change your election amount.

There are two restrictions to changes made as a result of an Election Change Event:

  1. The change must correspond with the type of change (e.g., getting married increases the election amount; divorce decreases the amount).
  2. The new dollar amount can’t be less than the amount that you’ve already contributed or been reimbursed in the current plan year.

To request a change in your election, download the 资格活动通知表格. Fill out the form 发邮件到hr-benefits@concordetablet.com, who will send it to Horizon MyWay.

健康储蓄账户

免税计划资格

Any employees that participate in the NJ Direct HDHigh or NJ Direct HDLow are eligible to enroll in a Health Savings Account. 健康储蓄账户 allow employees to set money aside on a pre-tax basis to pay for qualified medical expenses.

The 2024 Annual Maximums are as follow:

  • An individual with self coverage only can contribute up to $4,150
  • An individual with family coverage can contribute up to $8,300
  • 如果你的年龄超过55岁, you can contribute an additional catch up contribution of $1,000元/年

The State of New Jersey SHBP plan will automatically contribute $300 each year when enrolled in the NJ Direct HDLow.

如何参加HSA

  • 完成 HSA供款表格 发邮件到hr-benefits@concordetablet.com
  • If you would like to make any changes to your contribution amount throughout the year a new contribution form will need to be completed and submitted to hr-benefits@concordetablet.com.
通勤的好处

概述

The Commuter Tax Save program is divided into two components: mass transit and commuter parking. The plan allows employees to set aside pretax dollars for eligible mass transit and commuter parking expenses. The pretax dollars are 不 subject to Federal Income, 社会保障和医疗保险税, 从而为你省钱.

它是如何工作的

For 2024, the program allows participants to elect up to $315.00 per month for mass transit expenses and/or up to $315.00 per month for commuter parking expenses. 最低扣除额为15美元.每个计划每月00美元.

你是否乘坐公共交通工具, 开车, 或者停车骑车, the program offers several options that may meet your needs.

可用选项

公共交通

  • 智能卡加载: Provides electronic loading of Smart Cards in several cities nationwide, 包括纽约大都会交通管理局的年度地铁卡.
  • 通勤支票预付万事达卡: Use nationwide at participating transit providers where Debit Mastercard is accepted.
  • 通勤代金券: Redeemable where transit vouchers are accepted.
  • 区域过境通行证: Receive transit or bus passes directly.

停车

  • 直接支付: Pays parking providers on your behalf on a monthly or quarterly basis.
  • 通勤停车支票券: Redeemable where parking vouchers are accepted.
  • 通勤支票预付万事达卡: Use nationwide at participating parking providers where Debit Mastercard is accepted.

中型客运共乘/ Rideshare

  • 直接支付: Pays vanpool operators on your behalf on a monthly basis.
  • 凡浦通勤支票券: Redeemable where vanpool vouchers are accepted.

保险计划包括哪些内容

公共交通乘客

  • 公共汽车
  • 地铁
  • 火车
  • 电车
  • 渡船
  • 水上的士
  • 轻轨
  • 中型客运共乘
  • 拼车(Uber和Lift)

通勤停车

  • 停车费用
  • 车库和停车场
  • 停车费用
*The Red Hawk Deck parking is currently a pre-tax deduction and is  covered under the Commuter Tax$ave program. 

如何报名

Commuter Tax$ave benefit is administered by Edenred Commuter Benefit Solutions.

  1. Send an email to hr-benefits@concordetablet.com to request your information be added to the Edenred portal
  2. Once you received confirmation that your account has been created, you can enroll at www.commuterbenefits.com. You will need your 大学 email address and Company Code: SNJ2 (View: 如何引导).

For additional questions contact the Customer Service department at 1-866-512-8769.

问题?

查看我们的 常见问题 或与福利团队联系 HR-好处@concordetablet.com.